Rashtriya Swasthya Bima Yojna
Rashtriya Swasthya Bima Yojna is a Government National Health Insurance program
for the poor Indian. The program aims to provide health insurance coverage to the
unrecognized sector workers belonging to the BPL (Below Poverty Line) category and
their family members shall be beneficiaries under this scheme. This scheme provides
cashless insurance for hospitalization in public as well as private hospitals. At
starting of RSBY is a project under the Ministry of Labor and Employment but now
it is transferred to Ministry of Health and family welfare from April 1, 2015. Every
BPL holder family enables them to receive inpatient medical care of up to 30,000/-
per family per year in any of the empanelled hospitals. Pre-existing illnesses are
covered from day one, for head of household, spouse and up to their dependent children
or parents. The beneficiary is any Below Poverty line (BPL) family, whose information
is included in the district BPL list prepared by the state government and the family
falling into any eleven categories are eligible. The eligible family needs to come
to the enrolment station, and the identity of the household head needs to be confirmed
by the authorized government official
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