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Rashtriya Swasthya Bima Yojna

Rashtriya Swasthya Bima Yojna is a Government National Health Insurance program for the poor Indian. The program aims to provide health insurance coverage to the unrecognized sector workers belonging to the BPL (Below Poverty Line) category and their family members shall be beneficiaries under this scheme. This scheme provides cashless insurance for hospitalization in public as well as private hospitals. At starting of RSBY is a project under the Ministry of Labor and Employment but now it is transferred to Ministry of Health and family welfare from April 1, 2015. Every BPL holder family enables them to receive inpatient medical care of up to 30,000/- per family per year in any of the empanelled hospitals. Pre-existing illnesses are covered from day one, for head of household, spouse and up to their dependent children or parents. The beneficiary is any Below Poverty line (BPL) family, whose information is included in the district BPL list prepared by the state government and the family falling into any eleven categories are eligible. The eligible family needs to come to the enrolment station, and the identity of the household head needs to be confirmed by the authorized government official